Thursday, February 25, 2016

Did you Think It Would Happen Again? Now is the Time to Buy!




Just two weeks ago, we posted an article discussing where mortgage interest rates may be heading over the next twelve months. We quoted projections from Fannie MaeFreddie Mac, the Mortgage Bankers’ Association and the National Association of Realtors. Each predicted that rates would begin to rise slowly and steadily throughout 2016.
However, shaky economic news and a volatile stock market have actually caused rates to drop six out of the last seven weeks, and have remained at 3.65% for the past two weeks.





Rates have again fallen to historic lows yet many experts still expect them to increase in 2016. The only thing we know for sure is that, according to Freddie Mac, current rates are the best they have been since last April.

Bottom Line

If you are thinking of buying your first home or moving up to your ultimate dream home, now is a great time to get a sensational rate on your mortgage.

I offer flexible Listing Packages.  The latest and greatest in technology including a 3D tour of your home. 


Contact Stacey Guzanick 262.490.3696,   RE/MAX Realty Center  Guzanick@gmail.com,  if you have questions about buying a house or selling one.

I can  guide you  toward your next home.

www.HomesWithStacey.com

See you at the closing!

It is my passion to help you with your Real Estate needs and will be with you every step of the way.

#waukesharealtors  #waukesharealestate


Wednesday, February 24, 2016

Oconomowoc 3 Bedroom 2.5 Bath Home on 3.25 acres.

$267500 / 3br - Oconomowoc 100% Financing (Oconomowoc)

image 1image 2image 3image 4image 5image 6image 7image 8image 9
© craigslist - Map data © OpenStreetMap
3BR / 2.5Ba available now
license info: Stacey Guzanick 262-490-3696 RE/MAX Realty Center
house
Frank Lloyd Wright inspired 3BR/2.5BA home is tucked on 3.2ac of wonderfully wooded glacial carved kettle hills. Enjoy nature & beautiful scenery from the large back deck or enclosed screen porch. Warm up w/2 natural fireplaces. Open concept remodeled kitchen, dining, LR for easy entertaining. Let's not forget the 1st floor laundry & lower level walkout.

Call now for your showing Stacey Guzanick 262-490-3696

RE/MAX Realty Center

Wednesday, February 17, 2016

Oconomowoc Real Estate Listings

Oconomowoc Real Estate listings. 








Are you looking to buy a house in Oconomowoc?  Wondering what your Oconomowoc Home is worth?  Call/text me Stacey Guzanick 262-490-3696  guzanick@gmail.com. I offer flexible Listing Packages.  The latest and greatest in technology including a 3D tour of your home.


Contact Stacey Guzanick 262.490.3696,   RE/MAX Realty Center  Guzanick@gmail.com,  if you have questions about buying a house or selling one.

I can  guide you  toward your next home.

www.HomesWithStacey.com

See you at the closing!

It is my passion to help you with your Real Estate needs and will be with you every step of the way.
#oconomowocrealestate #oconomowocrealtors



#waukesharealtors  #waukesharealestate




Thursday, February 11, 2016

What are You Waiting For?





Are you looking to sell your home?   What are you waiting for?


Not sure when to sell your house? If you’ve been on the fence, I’ve got good news: It’s a great market 

for sellers! Limited inventory continues to drive home prices up, and the latest data from the National 

Association of Realtors shows that 46% of recently sold properties spent less than a month on 

the market.  With mortgage rates moving lower for the sixth consecutive week amid ongoing market 

volatility.  The average 30 – year fixed rate is hovering just above it’s 2015 low of 3.59 percent. 

According to MCLEAN, VA--(Marketwired - Feb 11, 2016) - Freddie Mac (OTCQB: FMCC) today released the 

results of its Primary Mortgage Market Survey® (PMMS®),

I am sure you know this… Why gamble on rates going even lower….


With Rates this low - do not wait to sell your home. 

I offer flexible Listing Packages.  The latest and greatest in technology including a 3D tour of your home.


Contact Stacey Guzanick 262.490.3696,   RE/MAX Realty Center  Guzanick@gmail.com,  if you have questions about buying a house or selling one.

I can  guide you  toward your next home.

www.HomesWithStacey.com

See you at the closing!

It is my passion to help you with your Real Estate needs and will be with you every step of the way.

#waukesharealtors  #waukesharealestate

Wednesday, February 10, 2016

Eighth Annual Student Direct Play at the Oconomowoc Arts Center


Eight Annual Student Direct Play at the Oconomowoc Arts Center ~ Thursday February 18 - Saturday February 20 2016.

Two talented members of Oconomowoc High School theatre department are taking over as directors from Mr. Klubertanz.  These students select the cast, design, and publicize.  The students are ultimately directing their own production.  They have been working diligently throughout the Winter and Summer of 2015 for their directorial debut. By pouring over hundreds of plays to find a title that is a perfect fit for the mid-season show. You definitely don't want to miss this as the two talented seniors will be joining the ranks and following in the footsteps of the past directors.

Tickets are ONLY available through Oconomowoc High School Players during lunch period or at the doors.

General Ticket Prices are:
Adults - $15.00
College and High School Students $12.00


Contact Stacey Guzanick 262.490.3696,   RE/MAX Realty Center  Guzanick@gmail.com,  if you have questions about buying a house or selling one.

I can  guide you  toward your next home.

www.HomesWithStacey.com

See you at the closing!
#oconpride
I have lived in the Oconomowoc area and have had and still have children at the Oconomowoc High School.  I am very familiar with the area and I am a good go to gal for your real estate needs.



Monday, February 8, 2016

Oconomowoc Market in a Minute





The Oconomowoc Real Estate Market:


2 homes sold;  0 were listed and sold by the same company, and 
were sold by co-brokes.
12 new listings.
4 pending listings.
0 withdrawn listings.
0 canceled listings.
4 expired listings.
1  back on market listings.
3  extended listings.
128 current active listings.

Contact Stacey Guzanick 262.490.3696,   RE/MAX Realty Center  Guzanick@gmail.com,  if you have questions about buying a house or selling one.

I can  guide you  toward your next home.

www.HomesWithStacey.com

See you at the closing!
#oconomowocrealtor 
#oconomowochousesforsale

Friday, February 5, 2016

7 THINGS YOU CAN DO WHEN YOUR HOME GETS A LOWBALL OFFER


Your agent is required to bring you any and all offers made on your home, so once and a while you’ll receive what’s known as a “lowball” offer. Lowball offers are buyer offers which far fall below your asking price. Sometimes they’re so low that they only serve to make you angry.
Don’t get angry! While selling your home is an emotional process, there are rational, effective strategies for dealing with the lowball offer. Sometimes the lowball offer can even turn into the right price if you handle negotiations the right way.

1.    Remain calm. Your urge may be to tell the buyer to go #*&@! themselves, but there’s nothing to be gained in making enemies.
2.    Understand that sometimes buyers aren’t familiar with true market value. They may be from somewhere where homes are much less expensive, or they could be first-time buyers who have been counseled by friends and family to begin with lowball offers.
3.    Have your agent communicate that while you’re happy to work with them as buyers, you’ll need an offer which is somewhat more competitive and at a level you could consider seriously.
4.    Consider countering for a small amount off your asking price to signal your willingness to negotiate, but reiterate that you will need to hear something more in line with market value to continue negotiations.
5.    Alternately, if you really are in a hurry to sell, counter with your rock-bottom offer. This number may not be close to their low ball, but it could be substantially less than your listing price. This may make the low ball buyer suddenly reconsider their position, tempted by the opportunity to purchase the property at what they consider to be a “substantial discount.”
6.    Ask the buyer to justify their price. If they truly believe their offer is genuine and fair, they should be able to point to reasons why your listing price is inflated. Make them show their homework. If they haven’t done it, you’ll know soon enough.
7.    Don’t fall for the “but we can’t afford more” pity play. Sympathize with their financial situation, but in no way let it sway you from the true value of your home.
Of course sometimes a stream of lowball offers can indicate that the home is priced too high. Occasionally agents will “buy the listing” by assuring sellers they can get the higher price, only to take a lower offer much later down the line. It’s not a sound strategy. If you’re looking for the honest market value of your home, get in touch with me today:
#OconomowocHomesForSale  #HomesWithStacey.com

Thursday, February 4, 2016

Why You Shouldn't Wear Shoes Inside Your Home

Though some bacteria is good for us, if you've ever gotten a stomach virus, you'll know that other kinds of bacteria are not. 
A study done by the University of Arizona found an average of 421,000 different bacteria on shoes. Coliforms, a bacterial indicator of the level of sanitation of foods and water (and universally present in feces), were detected on the bottoms of 96% of shoes. 
In addition, E. coli was detected on 27% fn the shoes, along with seven other kinds of bacteria, including Klebsiella pneumoniae, which can cause urinary tract infection, and Serratia ficaria, which can cause respiratory infections. 


"We walk through things like bird droppings, dog waste and germs on public restroom floors, all of which are sources for E coli," says Kelly Reynolds, Ph.D., a microbiologist and professor at the University of Arizona. 
Researchers then wanted to know about the transfer of bacteria from shoes to uncontaminated home floors. They discovered that the transfer of bacteria from shoes to home floors ranged from 90% to 99%.
Dr. Charles Gerba, a microbiologist and professor at the University of Arizona commented, "The common occurrence (96%) of coliform and E. coli bacteria on the outside of the shoes indicates frequent contact with fecal material, which most likely originates from floors in public restrooms or contact with animal fecal material outdoors. Our study also indicated that bacteria can be tracked by shoes over a long distance into your home or personal space after the shoes were contaminated with bacteria."
Public restroom floors have been found to contain around two million bacteria per square inch, though the average toilet seat contains only about 50 per square inch. 
University of Houston study found that 39% of shoes contained bacteria C. diff (Clostridium difficile), which is a public health threat resistant to a number of antibiotics. This bacteria can cause multiple health conditions, including diarrhea. 

Another home threat: toxins

Another study done by the Battelle Memorial institute found that toxins from treating your lawn can easily be tracked into the house. Additionally, a study from Baylor University found that people who live near asphalt roads sealed with coal tar have an increased risk of cancer from toxins, and these toxins can be tracked in by your shoes.
Dr. Reynolds commented, "Think about rain water in the street. It can have gasoline in it and chemicals, and those get on your shoes and can be brought into your home." However, though she cautions about the dangers of kinds of toxins, you would most likely have to be exposed many times over the course of your life in order to get sick.

The solution

In the University of Arizona study, researchers found that washing shoes with detergent in the washing machine reduced the presence of bacteria by 90% or more. In addition, you should also clean your floors and carpets using a disinfecting carpet cleaner — such as a steam cleaner. 
But in order to avoid all the hassle and keep your house clean, the experts say it's best to leave your shoes at the door whenever possible.

#CleanHouse #NoShoes


Contact Stacey Guzanick 262.490.3696,   RE/MAX Realty Center  Guzanick@gmail.com,  if you have questions about buying a house or selling one.

I can  guide you  toward your next home.

www.HomesWithStacey.com


See you at the closing!
#Oconomowoc Houses For Sale

Wednesday, February 3, 2016

Mortgage Rates Retreat for 4th Week

Contact Stacey Guzanick 262.490.3696,   RE/MAX Realty Center  Guzanick@gmail.com,  if you have questions about buying a house or selling one.

I can  guide you  toward your next home.

www.HomesWithStacey.com

Monday, February 1, 2016

Netflix has tons of hidden categories — here's how to see them

Netflix has tons of hidden categories — here's how to see them

Netflix
IMAGE: TED SOQUI/CORBIS
The vast amount of content on Netflix can get pretty unwieldy. Luckily, there's a secret, better way to browse the swaths of mediocre titles on the service to get to what you're really looking for.
Netflix has a master list of categories that go far beyond the usual Action, Drama, Sci-Fi and the like. First discovered by the blog What's On Netflix, anyone can access them by simply typing specific URLs into a browser. Each URL has the format:
http://www.netflix.com/browse/genre/###
...where the "###" is where you put the code that relates to the particular category you're looking for. For example, 35800 is steamy romantic movies, 11140 is supernatural thrillers and 67879 is Korean TV shows. You can check out the complete list below.
"We categorize our content into thousands of subgenres to help match the right content to the right member based on their viewing history," Netflix spokesperson Marlee Tart told Mashablevia email.
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Some of these categories don't even come up in a Netflix search. While searching "Korean TV Shows" brings up the same list that appears at the category URL, searching "Classic War Movies" doesn't bring up up any results. Some categories appear to be only used for suggestion purposes.
Tart didn't share the exact number of genres they use to curate their movies and TV shows, but she says it changes often.
Netflix category codes:
Action & Adventure: 1365
Action Comedies: 43040
Action Sci-Fi & Fantasy: 1568
Action Thrillers: 43048
Adult Animation: 11881
Adventures: 7442
African Movies: 3761
Alien Sci-Fi: 3327
Animal Tales: 5507
Anime: 7424
Anime Action: 2653
Anime Comedies: 9302
Anime Dramas: 452
Anime Fantasy: 11146
Anime Features: 3063
Anime Horror: 10695
Anime Sci-Fi: 2729
Anime Series: 6721
Art House Movies: 29764
Asian Action Movies: 77232
Australian Movies: 5230
B-Horror Movies: 8195
Baseball Movies: 12339
Basketball Movies: 12762
Belgian Movies: 262
Biographical Documentaries: 3652
Biographical Dramas: 3179
Boxing Movies: 12443
British Movies: 10757
British TV Shows: 52117
Campy Movies: 1252
Children & Family Movies: 783
Chinese Movies: 3960
Classic Action & Adventure: 46576
Classic Comedies: 31694
Classic Dramas: 29809
Classic Foreign Movies: 32473
Classic Movies: 31574
Classic Musicals: 32392
Classic Romantic Movies: 31273
Classic Sci-Fi & Fantasy: 47147
Classic Thrillers: 46588
Classic TV Shows: 46553
Classic War Movies: 48744
Classic Westerns: 47465
Comedies: 6548
Comic Book and Superhero Movies: 10118
Country & Western/Folk: 1105
Courtroom Dramas: 2748
Creature Features: 6895
Crime Action & Adventure: 9584
Crime Documentaries: 9875
Crime Dramas: 6889
Crime Thrillers: 10499
Crime TV Shows: 26146
Cult Comedies: 9434
Cult Horror Movies: 10944
Cult Movies: 7627
Cult Sci-Fi & Fantasy: 4734
Cult TV Shows: 74652
Dark Comedies: 869
Deep Sea Horror Movies: 45028
Disney: 67673
Disney Musicals: 59433
Documentaries: 6839
Dramas: 5763
Dramas based on Books: 4961
Dramas based on real life: 3653
Dutch Movies: 10606
Eastern European Movies: 5254
Education for Kids: 10659
Epics: 52858
Experimental Movies: 11079
Faith & Spirituality: 26835
Faith & Spirituality Movies: 52804
Family Features: 51056
Fantasy Movies: 9744
Film Noir: 7687
Food & Travel TV: 72436
Football Movies: 12803
Foreign Action & Adventure: 11828
Foreign Comedies: 4426
Foreign Documentaries: 5161
Foreign Dramas: 2150
Foreign Gay & Lesbian Movies: 8243
Foreign Horror Movies: 8654
Foreign Movies: 7462
Foreign Sci-Fi & Fantasy: 6485
Foreign Thrillers: 10306
French Movies: 58807
Gangster Movies: 31851
Gay & Lesbian Dramas: 500
German Movies: 58886
Greek Movies: 61115
Historical Documentaries: 5349
Horror Comedy: 89585
Horror Movies: 8711
Independent Action & Adventure: 11804
Independent Comedies: 4195
Independent Dramas: 384
Independent Movies: 7077
Independent Thrillers: 3269
Indian Movies: 10463
Irish Movies: 58750
Italian Movies: 8221
Japanese Movies: 10398
Jazz & Easy Listening: 10271
Kids Faith & Spirituality: 751423
Kids Music: 52843
Kids’ TV: 27346
Korean Movies: 5685
Korean TV Shows: 67879
Late Night Comedies: 1402
Latin American Movies: 1613
Latin Music: 10741
Martial Arts Movies: 8985
Martial Arts, Boxing & Wrestling: 6695
Middle Eastern Movies: 5875
Military Action & Adventure: 2125
Military Documentaries: 4006
Military Dramas: 11
Military TV Shows: 25804
Miniseries: 4814
Mockumentaries: 26
Monster Movies: 947
Movies based on children’s books: 10056
Movies for ages 0 to 2: 6796
Movies for ages 2 to 4: 6218
Movies for ages 5 to 7: 5455
Movies for ages 8 to 10: 561
Movies for ages 11 to 12: 6962
Music & Concert Documentaries: 90361
Music: 1701
Musicals: 13335
Mysteries: 9994
New Zealand Movies: 63782
Period Pieces: 12123
Political Comedies: 2700
Political Documentaries: 7018
Political Dramas: 6616
Political Thrillers: 10504
Psychological Thrillers: 5505
Quirky Romance: 36103
Reality TV: 9833
Religious Documentaries: 10005
Rock & Pop Concerts: 3278
Romantic Comedies: 5475
Romantic Dramas: 1255
Romantic Favorites: 502675
Romantic Foreign Movies: 7153
Romantic Independent Movies: 9916
Romantic Movies: 8883
Russian: 11567
Satanic Stories: 6998
Satires: 4922
Scandinavian Movies: 9292
Sci-Fi & Fantasy: 1492
Sci-Fi Adventure: 6926
Sci-Fi Dramas: 3916
Sci-Fi Horror Movies: 1694
Sci-Fi Thrillers: 11014
Science & Nature Documentaries: 2595
Science & Nature TV: 52780
Screwball Comedies: 9702
Showbiz Dramas: 5012
Showbiz Musicals: 13573
Silent Movies: 53310
Slapstick Comedies: 10256
Slasher and Serial Killer Movies: 8646
Soccer Movies: 12549
Social & Cultural Documentaries: 3675
Social Issue Dramas: 3947
Southeast Asian Movies: 9196
Spanish Movies: 58741
Spiritual Documentaries: 2760
Sports & Fitness: 9327
Sports Comedies: 5286
Sports Documentaries: 180
Sports Dramas: 7243
Sports Movies: 4370
Spy Action & Adventure: 10702
Spy Thrillers: 9147
Stage Musicals: 55774
Stand-up Comedy: 11559
Steamy Romantic Movies: 35800
Steamy Thrillers: 972
Supernatural Horror Movies: 42023
Supernatural Thrillers: 11140
Tearjerkers: 6384
Teen Comedies: 3519
Teen Dramas: 9299
Teen Screams: 52147
Teen TV Shows: 60951
Thrillers: 8933
Travel & Adventure Documentaries: 1159
TV Action & Adventure: 10673
TV Cartoons: 11177
TV Comedies: 10375
TV Documentaries: 10105
TV Dramas: 11714
TV Horror: 83059
TV Mysteries: 4366
TV Sci-Fi & Fantasy: 1372
TV Shows: 83
Urban & Dance Concerts: 9472
Vampire Horror Movies: 75804
Werewolf Horror Movies: 75930
Westerns: 7700
World Music Concerts: 2856
Zombie Horror Movies: 75405