Monday, April 6, 2015

Repeat Foreclosures Jumped in January

 

Repeat Foreclosures Jumped in January


The number of repeat foreclosures inched higher in January compared to a year ago – the first time in more than two years this has occurred, according to a new report by Black Knight Financial Services.
More in foreclosure news: High-end homes used to see fewer foreclosures than the rest of the market. But now that trend is reversing.
Repeat foreclosures occur after a home owner begins the foreclosure process, but is then able to keep the home through either a loan modification or new payment program. The situation becomes a repeat foreclosure when, despite the modification, borrowers still are unable to make their payments and the home falls back into foreclosure.
New repeat foreclosures ticked up 11 percent in January from December and accounted for more than half of all new foreclosures, according to Black Knight Financial Services. The uptick was most apparent in “judicial” states – where a judge’s approval is required for a foreclosure and backlogs of foreclosures are more common.
Some housing analysts aren’t shocked by the uptick. "So much tinkering was done with defaulted borrowers over the last five or six years,” Guy Cecala, CEO and publisher of Inside Mortgage Finance, told CNBC. “It's not surprising they're running into problems again."
Source: “Housing’s New Worry: Repeat Foreclosures Return,” CNBC.com (March 9, 2015)
Looking to buy or sell?  Let me know how I can help.
 
Contact your local RE/MAX  Realty Center Agent Stacey Guzanick 262.490.3696, Guzanick@gmail.com,  if you have questions about buying a house or selling one. I can  guide you  toward your next home.
See you at the closing!

Sunday, April 5, 2015

Existing Home Sales Trends: A Two Graph Summary

Existing Home Sales Trends: A Two Graph Summary

 
Every month a variety of press commentary discusses NAR’s Existing Home Sales market data.  Can commentary about the housing outlook be summarized in a visually compelling graph?  The answer is “Yes”.
  • Home sales on a 6/12-month rolling basis–i.e., total sales on a previous six and twelve month trending basis—summarizes the existing home sales markets.  Economic trends tend to continue—so a 12 –month roll gives a fairly good idea of where the market will head for the next few months.
  • The six month trend shows that sales fluctuate and are cyclical.  Normal fluctuations occur:  it’s important to look at the underlying trends.  The twelve month trend shows where the market has been—and trends tend to keep moving unless a new development causes them to change.
  • The graph shows that right now housing sales have temporarily plateaued; in conjunction with low inventory and rising price information the problem is on the supply side:  the market is not in trouble—just constrained.  Will the market change?  Yes, when more inventory becomes available.  The ongoing economic expansion may help in getting some more inventories.
sales
  • Adding a second graph can show home prices—again on a rolling six and twelve month basis.  Again, there appears to be underlying market strength.  Rising prices mean fewer people are “under water” on their mortgages—an opportunity to move if desired and the potential creation of additional inventory.
rolling
Looking to buy or sell?  Let me know how I can help.
 
Contact your local RE/MAX  Realty Center Agent Stacey Guzanick 262.490.3696, Guzanick@gmail.com,  if you have questions about buying a house or selling one. I can  guide you  toward your next home.
See you at the closing!

Saturday, April 4, 2015

8 Remodeling Choices That Keep the Home Maintenance Monkey Off Your Back

8 Remodeling Choices That Keep the Home Maintenance Monkey Off Your Back

These 8 worry-free materials make maintaining your house a breeze, giving you the leisure time you deserve.


Homeownership should be about enjoying your home — not being a slave to it. The trick is to choose materials and products that make maintaining your home a snap.
Here are our picks for the best home improvement materials that pay you back with more free time as well as additional appeal to potential buyers if you decide to sell.

1.  Fiber-Cement Siding

Fiber-cement siding is the curb appeal champ that seems to never age the way wood does. It comes in a variety of shapes and forms: horizontal lap boards, shingles, and vertical board-and-batt style. Simulated wood graining is nearly indistinguishable from the real thing at about half the cost.

Why it’s low-maintenance: Tough, long-lasting fiber-cement siding is dimensionally stable when the weather changes, which puts less stress on paint finishes, helping preserve those good looks for years (and letting you enjoy a big reduction in upkeep). It’s also rot-, fire-, and insect-proof. Warranties range from 30 to 50 years.

Newer versions feature durable, baked-on paint finishes guaranteed to last 15 years. That means less repainting and touch-up work than wood siding, reducing the time and money you’d spend on routine maintenance. And unlike vinyl siding, fiber-cement takes paint well if you should decided to change colors.

There’s more: Replacing old siding with fiber-cement gives one of the best returns on your remodeling dollar. “Remodeling” magazine’s annual “Cost vs. Value Report” puts the ROI at 84.3% — one of the highest values in the report.

Life expectancy: 50+ years; 15 years on pre-painted and finished siding

Maintenance cycle: Repaint every 15+ years.

Cost: $5 to $11 per square foot, installed.

The next-best thing: Vinyl siding is low-cost (about 20% to 40% cheaper than fiber-cement), never needs painting, and is rot- and insect-proof. It’s also lightweight and easy to install, which helps keep installation costs low. It has an expected lifespan of about 35 years.

However, it isn’t fireproof, nor does it take paint well, which means you’re limited to the colors offered by the manufacturers.

2.  Metal Roofing
Low-maintenance metal roofImage: Tali Hardonag Architect / Paul Keller Media

Metal roofing is one of the toughest, most maintenance-free roofing materials made. In addition to the traditional standing seam panels — the ones with ridges running from the peak to the eave — today’s metal roofing includes products that mimic slate, clay tiles, and wood shakes.

Metal roofing also is extremely fire-resistant — in a fire-prone area, having a metal roof may qualify you for a discount on homeowners insurance.

Why it’s low-maintenance: Most metal roofing comes with a 40- to 50-year warranty, and the replacement cycle is almost three times longer than that of three-tab asphalt shingles.

Look for baked-on enamel finishes with rust-proof undercoating that are warranted for the life of the product. The finish won’t crack or shed like asphalt, meaning you won’t be scooping those little granules out of the gutter every spring and fall.

So you know: There are two types of rust-proof undercoating. For reliable protection from rust, The Metal Roofing Alliance recommends:
  • For galvanized zinc undercoating: A galvanizing thickness level of at least G-90.
  • For Galvalume undercoating: Thickness level of AZ-50 or AZ-55.
A metal roof does cost about two to three times more than asphalt shingles. But that doesn’t account for the benefits you reap by not having to repair or replace as often. Here’s to your many maintenance-free weekends.

Life-expectancy: 50+ years

Maintenance cycle: Repair or repaint every 50 years.

Cost: $3.50 to $11 per square foot, installed.

FYI: Most metal roofing is made with steel, but homeowners in coastal areas should choose aluminum products to protect against rust.

Steel and aluminum are recyclable.

The next-best thing: Concrete tile just sounds tough, doesn’t it? Bingo — it’s resistant to wind, hail, water, fire, and pests, and often comes with a lifetime warranty against defects and performance failure. Concrete tiles often outlast the building they cover.

Caveat: It’s heavy; you’ll need your roof structure evaluated by a building engineer to make sure it can support the added weight. Retrofitting a roof to carry concrete tile can add $1,000 to $10,000 to the cost of installation.

Cost: $4.50 to $10.50 per square foot, installed.

3.  Laminate Plank Flooring
Low-maintenance laminate plank flooringImage: Clisty Mickelson

Laminate plank flooring gets the nod here for its ease of installation (it’s a good DIY project), relatively modest cost, and easy-peasy maintenance. We like that it can mimic natural stone and exotic hardwoods like koa and rosewood for a fraction of the cost.

Why it’s low-maintenance: Laminate flooring has a tough, clear plastic wear layer that resists scratches, moisture, and stains; it never needs refinishing during the life of the product. Some are reinforced with aluminum oxide, one of the hardest compounds known. Laminates also are dimensionally stable, so seams won’t open up during changes in temperature and humidity.

Depending on the thickness and composition of the plastic coating, warranties range from 15 to 50 years. Some manufacturers offer lifetime warranties against staining, fading, and wear.

Life-expectancy: 25+ years

Maintenance cycle: Sweep or vacuum as needed; use water sparingly when cleaning.

Cost: $1 to $7 per square foot; add $2 to $5 per square foot for professional installation.

4.  Quartz Countertops
Low-maintenance quartz countertop in a kitchenImage: Emily Morrison

Almost 80% of designers responding to a recent survey from the National Kitchen and Bath Association said quartz countertops are their top choice. In addition to being long-lasting, quartz counters come in many colors and unique patterns to go with any motif. It’s composed of about 95% quartz particles with resin binders (quartz is one of the hardest naturally occurring substances). It’s about the same price as granite.

Why it’s low-maintenance: Quartz is tough, durable, antimicrobial, and scratch-resistant. It’s almost impossible to stain, and it cleans up easily. It’s completely non-porous and never needs sealing. A 10- to 15-year warranty is standard; some manufacturers offer a lifetime guarantee.

Life-expectancy: 30+ years

Maintenance cycle: Occasional cleaning with mild soap and water.

Cost: $40 to $100 per square foot.

FYI: Quartz is an abundant natural resource. And old quartz countertops can be crushed and reused in new counters.

5.  Fiberglass Windows
Low-maintenance fiberglass windowsImage: Pella Windows and Door 

Relatively new to the marketplace, fiberglass windows are gaining traction as homeowners, builders, and contractors learn how sturdy and low-maintenance they are. Fiberglass is moisture- and rot-resistant, won’t warp, and provides good thermal insulating properties.

Right now, fiberglass windows only have about a 2% to 4% market share, and prices tend to be higher than comparable vinyl windows (but still less than top-quality wood windows). That should change as more manufacturers start producing fiberglass windows.

Why it’s low-maintenance: Fiberglass is dimensionally stable so it doesn’t warp even under extreme temperatures. Seams are welded together and won’t separate or have gaps, so repairs are virtually non-existent. That means the window will operate reliably for years.

Fiberglass windows come pre-finished and look like real wood, or are painted in factory-applied finishes. Fiberglass holds paint well — a good option if you’re looking to apply your own custom color. The fact that fiberglass doesn’t warp or shrink means paint finishes are long-lasting and touch-up work is rare.

Warranties range from 10 to 20 years, which includes the glass and glass seals.

FYI: The Department of Energy says that windows with an Energy Star label can help lower home energy costs by 7% to 15%.

Life-expectancy: 40+ years

Maintenance cycle: Clean as needed with water and mild detergent; repaint every 10 to 15 years.

Cost: $400 to $730 for a 3-foot-by-5-foot double-hung window, depending on options such as argon gas insulation and low-E coatings.

6.  Composite Decking
Low-maintenance composite deckingImage: Romanelli & Hughes Building Company / J.E. Evans Photography

Not so many years ago, composite decking looked about as natural as a used tire. No longer — today’s varieties do an excellent job of mimicking the color and grain patterns of real wood such as redwood, cedar, and even exotic woods like Brazilian walnut and teak. A real wood deck costs $25 to $80 per square foot.

Why it’s low-maintenance: Composite decking won’t chip, splinter, or fade. There’s none of the periodic application of deck cleaner or the refinishing required of wood decks. (On occasion, you’ll want to hose off dirt.) Composites won’t rot and are impervious to insect attack. Types with antimicrobial coatings won’t harbor mold and mildew. A 20- to 25-year warranty is typical.

Life-expectancy: 25 years

Maintenance cycle: Scrub with soap and water every two to three years.

Cost: $25 to $70 per square foot, installed.

FYI: A lot of recycled materials go into composite decking, including plastic bags, sawdust, and plastic milk jugs.

7.  PVC-Capped Railing Systems

Like a lot of imitation items made for outdoors, PVC railing systems for decks and porches have come a long way since the obviously fake systems of not so long ago. More companies have come into the marketplace with PVC aluminum, composite, and fiberglass products that do a good job of looking like well-crafted wood railings and balusters. Hidden fastening methods do away with some of the tackier connectors painfully visible on older systems.

Why it’s low-maintenance: PVC-capped aluminum railing systems are the best of both worlds — a rust-proof metal core and metal fasteners, all covered with weatherproof PVC. Factory colors are limited, but repainting and touch-up are banished.

Composites are good at looking like expensive woods, and they’ll never need staining or painting. Most systems are combos, with a composite sleeve that slides over a strong, pressure-treated wood post and pre-painted aluminum or composite balusters.

Warranties range from 15 to 25 years.

Life-expectancy: 50+ years

Maintenance cycle: Clean with mild soap and water as needed.

Cost: $15 to $60 per linear foot, depending on style and complexity.

8.  Weather-Sensing Irrigation System

A weather-sensing, water-conserving irrigation system waters your lawn and landscape plants without your input. It gathers local weather data and automatically adjusts output to provide the right amount of moisture for your landscape’s growing needs.

If you take off on vacation, an automated system continues checking weather conditions and applying the proper amount of water to your trees, shrubs, and lawn.

Some automated irrigation controllers meet EPA guidelines; the EPA estimates that switching a clock-operated system to a weather-sensing, WaterSense-certified system saves the average homeowner 8,800 gallons of water each year. That’s good for the environment, and money in your pocket.

You’ll save on sleep, too. Program your system so that, while you snooze, sprinkler heads run during the wee morning hours, when temps are cool, evaporation is minimal, and water usage is optimized.

Why it’s low-maintenance: Although the system itself needs periodic upkeep, such as draining the lines in winter and occasionally fixing or replacing sprinkler heads, you’ll more than recoup your time by not having to water your plants yourself, dragging out hoses and setting sprinklers by hand.

Warranties include one year for parts, and up to 10 years for some wireless sensors.

Life-expectancy: 50+ years for pipes; five to 25 years for sprinkler heads and valves

Maintenance cycle: Annual draining of irrigation lines; occasional replacement of sprinkler heads.

Cost: $2,500 to $6,900 for a sprinkler system covering 5,000 square feet; DIY kits for similar size run $1,400 to $1,800.

FYI: If a summer heat wave puts your community under water restrictions, you can program an automated system to comply.
Looking to buy or sell?  Let me know how I can help.
 
Contact your local RE/MAX  Realty Center Agent Stacey Guzanick 262.490.3696, Guzanick@gmail.com,  if you have questions about buying a house or selling one. I can  guide you  toward your next home.
See you at the closing!

Friday, April 3, 2015

Oconomowoc Market in a Minute

Oconomowoc Market In A Minute


This is for the Oconomowoc Real Estate market activity, for the week ending 04/03/2015 and is for the entire MLS content for this period.


The Oconomowoc Real Estate Market:
12 homes sold;  6 were listed and sold by the same company, and 6 were sold by co-brokes.
13 new listings.
4 pending listings.
1 withdrawn listings.
0 canceled listings.
9 expired listings.
3 back on market listings.
6  extended listings.
314 current active listings.
Looking to buy or sell?  Let me know how I can help.
If you have questions about buying a house or selling one.  I can  guide you  toward your next home.
See you at the closing!

Shave Up to 15% Off Your Heating Bill with This Simple Tip

Shave Up to 15% Off Your Heating Bill with This Simple Tip

 

Think you’re saving on your heating bill by keeping it at a constant 68 degrees? You’re not, and here’s why.

 
It’s easy to imagine your energy bill going sky-high when you hear your furnace fire up.  That’s the reason so many people believe keeping a steady temperature of 68 degrees is the key to energy savings. But that’s a myth.
In fact, the lower the temperature, the slower your house loses the heat, according to energy.gov. And that keeps your hard-earned money from floating out the door.
So if you truly want to see your heating bill drop, you need to turn down the temperature another 10 or 15 degrees for eight-hour stretches on a regular basis — like when you’re at work, sleeping, or out of town.
When you return, turn it back up to 68 degrees. Or better yet, take advantage of what a programmable thermostat can do.
In the summer, just flip the strategy:
  • Set your AC to 78 degrees when you’re home.
  • When you leave, turn the AC off or set your thermostat to a much warmer temperature.
Here are some other misconceptions about and tips for reducing your heating and cooling costs.
Resist the Urge to Crank Up the Thermostat
Turning up the thermostat past your desired setting won’t speed heating. Your furnace works at the same pace regardless of temperature settings. That also applies to your AC; setting the thermostat to its coolest temperature won’t chill your home any faster.
A Programmable Thermostat Doesn’t Automatically Reduce Energy Use
Installing a programmable thermostat with factory settings isn’t going to do you much good. You can only reduce the amount of power your home consumes if you create a personalized heating and cooling program that makes the most of your own energy-saving opportunities.
Programmable thermostats come in four different pre-set schedule styles, so it’s important to pick one that’s in sync with your household’s scheduling needs:
  • 7-day programming offers the most flexibility. It allows you to set a different heating and cooling schedule for each day of the week.
  • 5-1-1 programming is a good choice if you have a predictable weekday schedule. It lets you set an identical heating and cooling plan Monday through Friday, and a different plan for Saturday and Sunday.
  • 5-2 programming is similar to the 5-1-1 programming, except you can only program one heating and cooling schedule for both Saturday and Sunday.
  • 1-week programming is a good choice if you stick to the same schedule every day of the week. It allows you to create a single heating and cooling plan that repeats daily.
Bonus tip: When daylight savings comes around, remember to adjust your settings so your heating and cooling program isn’t off by an hour.
Some Smart Thermostats are a Lot Smarter Than Others; Choose Wisely
Smart thermostats aren’t all the same. Sure, all offer Internet connectivity for remote management using your mobile device. But each thermostat brand uses a different proprietary self-programming technology.
For example, Google’s Nest relies on sensors and a learning algorithm to manage your heating and cooling preferences. Honeywell’s Lyric uses GPS technology to trigger heating and cooling automatically via your smartphone.
But here’s the kicker: Just like manual or programmable thermostats, it’s up to the user to set preferences that enable energy savings. And for those of you who still believe a smart thermostat can shave 30% of your utility bills, here’s a reality check: A study conducted by Nest revealed its users can only save up to 12% on heating costs.
Don’t assume every smart thermostat is user friendly.  A recent study on thermostat usability by the Sacramento Municipal Utility District revealed that the ballyhooed Nest thermostat isn’t all that user friendly. The Nest was tested against a mix of 11 smart and programmable thermostats for ease of use without using a manual. It received the second-worst rating.
Which thermostat came out on top? One by a company with a century of cooling experience: the Carrier ComfortChoice Touch. The study participants also selected it as their preferred choice for purchase out of the models they tested.
Bonus tip: Avoid those wireless apps that let you control the thermostat remotely. A study on Wi-Fi enabled thermostats says that using them remotely can boost energy use. This is because they allow users to crank up the heat or AC remotely before they return home.
Looking to buy or sell?  Let me know how I can help.
 
Contact your local RE/MAX  Realty Center Agent Stacey Guzanick 262.490.3696, Guzanick@gmail.com,  if you have questions about buying a house or selling one. I can  guide you  toward your next home.
See you at the closing!

Thursday, April 2, 2015

The Evolution of Awnings

The Evolution of Awnings

Awnings can offer style, historic significance, and energy savings. But they’re not all created equal. Learn when they help your listing, and when they can hurt your chances of finding a buyer.
There’s a certain romantic appeal to residential awnings, whether they’re conventional striped canvas shades on a historic Queen Anne mansion or the metal shed version on a modern home. Beyond aesthetics, awnings protect furnishings inside from sun damage and regulate interior temperatures by as much as 20 degrees Fahrenheit. What’s more, they add curb appeal — they’re like jewelry on a house.
Two examples of how awning style, material, and engineering vary according to the time period and architectural choices. National Real Estate Journal, 1925 (top) and 1954 (bottom); images courtesy of the National Association of REALTORS®
Awnings recall a simpler time when canopies were king and ceiling fans held court. The practice of shading space in this way dates back to antiquity, when Egyptians and Syrians slung woven mats over shop stalls and homes to keep the sun at bay. They eventually gained an ornamental appeal, which became especially apparent in this country when Americans turned to striped canvas canopies during the 1890s to dress up their Victorian homes. Awnings remained popular during the Arts & Crafts era (1880–1910), as home owners embellished windows on their bungalows, Tudors, Dutch Colonials, and Mediterranean-style villas with all manner of canvas coverings. Retractable canopies that shopkeepers could quickly collapse ahead of a sudden storm were first seen on 19th century storefronts and eventually moved into the residential market. Fabric shades were eventually replaced by aluminum ones in the 1940s. But with the widespread adoption of home air conditioning, they began to disappear altogether by the 1950s.
Environmental concerns have ushered in a renewed interest in awnings, according to Chicago architect Mary Brush, who specializes in historic preservation. “Once mechanical HVAC systems became popular, awnings were removed because air conditioning would cool the interiors,” she says. “Now with a resurgence of sustainable design, people are remembering awning concepts and designing the horizontal sun shades and louvers that do the work of awnings, just with a different name.”
With the comeback, canopy options have expanded; they’re available in new sizes, shapes, frames, and materials. Old-school hand-cranked shades have been joined by canopies that automatically retract and by those that can be operated remotely using smart-home technology.
Four fabric types are typically used to make awnings. Cotton canvas — available with acrylic painted surfaces in various colors and stripes — is the least expensive, although it only lasts about five years. Vinyl-coated canvas sports a harder, shinier finish than the cotton version. It costs more than plain canvas, but will last twice as long, is washable, and doesn’t fade as easily as cotton canvas. Polyester fabric is mildew-resistant and stronger than cotton. Finally, the highly fade-resistant option of acrylic fabric resembles cotton canvas and comes with a matte finish. This fabric is best known by its trademarked name, “Sunbrella.”
Real estate professional Wendy Ryder of Sotheby’s International in Holland, Mich., has sold homes on Lake Michigan with new awnings. She finds home owners prefer electric retractable awnings because they’re easier to operate.
“Awnings allow our clients to experience the outdoors at any time, even during bad weather. I recall a client inviting me over to see some updates they had done to their home. While there, a hailstorm came from nowhere,” Ryder says. “It was a sight to see and hear as the hail was hitting the awning. It was as if a marching band of drummers were playing their drums as hard as they could. … Luckily, this client had an electric awning and was able to retract it from the inside.”
However, awnings are assets only when they’re in proper working order, which means it’s important to test them before showings.
“I sold one house where the awning was retracted at the showings, but at the home inspection when we opened the awning, there were holes and rips all over it,” says Sheldon Neal of RE/MAX Real Estate Limited in Oradell, N.J. “This clearly defeated the purpose of having a nice weather cover. We did get a credit and the buyers replaced the cover and still love the awning to this day, but be sure to tell your buyers to see the fully extended awning before they close.”
California home owners are encouraged to add awnings to their residences because they add points to the home’s GreenPoint Rated label, bestowed by a state green-home certification program called Build It Green. The program’s research shows such coverings can improve property values by up to 10 percent at the time of sale.
In historic downtown districts such as Beaufort, S.C. and Savannah, Ga., historical accuracy is placed at a premium. In these areas, awnings are widely used to retain the feel of the towns as they may have looked earlier in history. “Home design trends in some areas, including ours, are returning to historical architectural ideas from small town life,” says real estate professional Michael Gonzalez of ERA Evergreen Real Estate Co. in Hilton Head, S.C. Consequently, home construction plans include awnings as part of the character of the home.
Not all awnings add historical value. Buyers of old bungalows in Chicago tend to remove awnings that were added after the homes were built. “Most of the awnings on Chicago bungalows tend to be pieces added on in the 1960s or ’70s made out of aluminum or fiberglass, not the original materials that would add restorative value per the Chicago historic bungalow program,” says Nick Libert, a real estate professional at Exit Strategy Realty/Nick Libert Properties Inc. in Chicago. “My clients overall prefer the clean aesthetic of the original bungalow look without the awnings.”
Craig McCullough, a real estate professional with the Denny & Leyla Team at Evers & Co. Real Estate Inc. in Washington, D.C., concurs. He has also sold and shown countless homes with awnings and says most clients remove them. “These are usually the individual awnings on porches and windows found on urban row homes,” he says. “I find that in our market, buyers are more concerned with light; they would rather install energy-efficient windows and remove the awnings than have the sunlight blocked.”
Understanding the place of awnings in your community’s past, present, and future is key to being a well-rounded residential real estate professional. Far from being simply sentimental ornamentation or a remembrance of days past, when done correctly they can boost energy savings, increase creature comforts, and invest in historical character.

Looking to buy or sell?  Let me know how I can help.
 
Contact your local RE/MAX  Realty Center Agent Stacey Guzanick 262.490.3696, Guzanick@gmail.com,  if you have questions about buying a house or selling one. I can  guide you  toward your next home.
See you at the closing!





MARCH 2015 | BY MARY BETH KLATT

Wednesday, April 1, 2015

April Fools Day....

April Fools Day

zzz
When : April 1st    
  Traditionally, April Fool's Day is an opportunity for playing jokes or tricks on one another. The stranger and the more absurd the better. The challenge is to carry out a trick that is believable, if only for a little while. Tricks are most successful if played earlier in the day before a person is wise to what is going on. Younger children are also more gullible.
Any tricks or jokes must be harmless and in good taste for the unsuspecting "victim". And, we suggest you think twice before pulling one on the boss, even if he or she is know to be of good humor.
Important: Jokes and gags must be harmless and fun. They must not be dangerous or hurt anyone's feelings. Give your jokes and gags some thought before carrying them out. Then, have fun!
Happy April Fool's Day

Origin of April Fool's Day
We do not know the exact origin of this day. It appears to have a number of possible origins, and may have evolved from any number of them. Some of the origins date back to the days of the Roman Empire.

Flower of the Day: Larkspur
Recipe of the Day: Rhubarb Pie
Looking to buy or sell?  Let me know how I can help.
 
Contact your local RE/MAX  Realty Center Agent Stacey Guzanick 262.490.3696, Guzanick@gmail.com,  if you have questions about buying a house or selling one. I can  guide you  toward your next home.
See you at the closing!